In regard to automotive insurance, Florida is a no-fault state. That means each person’s insurance pays for accident-related expenses no matter who was at fault. When someone is injured during a collision while traveling with a rideshare driver, the situation becomes more complicated. This individual may want to schedule a consultation with rideshare accident lawyers in Fort Lauderdale, FL.
The Problem With No-Fault Laws
No-fault laws sound good in theory. However, the problem is that personal injury protection (PIP) in automotive insurance often does not cover all of the costs. The maximum PIP amount in Florida is $10,000.
In addition, the insurer is only responsible for paying a certain percentage of particular expenses. For instance, PIP covers 80% of the medical expenses. Yet someone seriously injured in a vehicle collision may have substantially higher medical bills.
Settlements and Lawsuits
Rideshare accident lawyers in Fort Lauderdale, FL will probably recommend sending a settlement demand to the organization if the expenses are significantly greater than PIP covers. Filing a lawsuit against the organization is the next step if the company is uncooperative.
A rideshare driver may not have enough assets to pay a large settlement. However, suing the driver could be a possibility if he or she owns real estate or investment accounts.
The attorneys must establish that the rideshare driver was responsible for what occurred. This may be accomplished by reviewing the official police report and interviewing witnesses.
To get started scheduling a free initial consultation, visit the website of Ginnis & Krathen at https://www.ginniskrathenlaw.com/.